At Churchill Commercial Funding, we are dedicated to providing intelligent, flexible financial solutions to business owners.

Term Loans: Reliable Financing for Your Long-Term Goals.

What Are Term Loans?

Term loans are a popular choice for businesses looking to finance medium to long-term projects. These loans come with a fixed payment schedule and a term length ranging from 1 to 10 years. With options for both fixed and variable interest rates, depending on the lender, term loans offer the flexibility and security you need to plan for the future.

Benefits of Term Loans

Predictable Payments:

Term loans provide a structured repayment plan, which can include weekly, bi-weekly, or monthly payments. This predictability allows for easier budgeting and financial planning.

Lower Interest Rates

Typically, term loans have lower interest rates compared to short-term advances, making them a cost-effective option for financing.

Cash Flow Management

By offering a steady repayment schedule, term loans can help free up cash flow for other business needs.

Equity Preservation

Unlike equity financing, term loans don’t require you to give up a share of your business. This means you retain full ownership while accessing the funds you need.

Common Uses for Term Loans

Term loans are versatile and can be used for a variety of purposes, including business expansion, equipment purchases, and refinancing existing debt.

By providing clear, concise information about our financial products, we aim to empower business owners with the knowledge and tools they need to succeed. Whether you’re planning for long-term growth or addressing immediate financial needs, Churchill Commercial Funding is here to support your journey.

In addition to term loans, we arrange term loans, SBA 7(a) loans, lines of credit, fix and flip loans and lines, rental income loans and portfolio loans, SBA 504 loans, healthcare financing, business acquisition loans, and business debt restructuring.