Churchill Commercial funding supports commercial real estate investors by providing them with the financing they need.

Our rental income property loans and programs are comprehensive. Whether a single-family rental property or a portfolio of properties.

We offer great terms, rates, and speed when compared to conventional lenders.

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Single Family Rental Loan Highlights

Rental property loans are mortgages or financing options designed specifically for individuals or investors looking to purchase or refinance a single rental property. These loans are used to acquire residential or commercial properties that will be rented out to tenants.

• $55,000 minimum
• $2,000,000 maximum
• Rates from 5%
• Points from 2+
• Terms: 30 yr fixed (ARMs also available)
• Minimum FICO 660
• Finance up to 80% of the purchase price
• Up to 75% cash out
• 1-4 Family Properties, Condos, and townhouses also
• 30 days to close

Rental Portfolio Loans

Rental portfolio loans are loans designed for real estate investors who own multiple rental properties. Instead of securing individual loans for each property, investors can use a rental portfolio loan to finance multiple properties within a single loan. This can simplify the management of a real estate portfolio and may offer better terms, such as lower interest rates, higher borrowing limits, and lower overall transaction cost compared to individual property loans.

• Min loan amount of $500K
• Max loan amount of $15MM
• Min 640 fico
• 30yr Fixed (5/1, 7/1 and 10/2 adjustable also available)
• Rates range from 5%
• Minimum of 2 properties
• Property type allowed: SFR, condo, townhome, 2-4 unit, and 5-8 multi-family.
• Up to 80% LTV for purchase and rate term refi
• Up to 75% LTV for cash-out refi
• LLC – can use existing sole-purpose or newly established.
• Full Recourse (non-recourse available on larger loans)