At Churchill Commercial Funding, we are committed to offering you smart choices and great programs for your working capital and business financing needs.

We offer various lines of credit programs. These offer flexibility in borrowing and repayment, allowing you to borrow what you need when you need it.

Lines of credit are typically used to finance the business cycle. Meaning you get paid in cycles of 30 – 90 days but must continue paying your employees and business expense regardless. This can mean a shortfall of cash, and lines of credit help to offset this. They offer flexibility in the amount borrowed and repaid. Some are true revolving lines whereby the amounts borrowed and repaid are decided entirely by the borrower. Others require a minimum repayment over a specified term, for each draw.

Lines of credit can help a business grow by providing a tool to manage the business cash flow cycle, meet seasonal demands of labor and cost of goods, and finance additional inventory and employees.

Unsecured Line of Credit: These are less costly than cash advances. They usually require a minimum repayment with each draw and provide lines up to $300K. The application process is streamlined and requires minimal documentation.

Asset-Based Line of Credit: Using business assets such as receivables, inventory, and equipment as collateral – these lines are less expensive than unsecured lines of credit. Flexible borrowing arrangements available to those who qualify. Advance rates can often exceed those of conventional lenders. Minimum $500K.

If you are interested in any of our Line of Credit Programs then please APPLY HERE